Salute Friend

Sold by General Motors’ under its luxury brand, Cadillac, the Cadillac Escalade has been designed, crafted, and manufactured as a large sports utility vehicle. This is the first ever Cadillac to enter the now popular SUV segment. It has actually came to the market back in the year 1999 as a response to German and Japanese competition as well as the Lincoln Navigator. Its major competitors include the Mercedes Benz G Class, the Mercedes Benz M Class, the BMW X5, the Lexus LX series, the Infiniti QX56, and the previously mentioned Lincoln Navigator.

Ever since hitting the market, the Cadillac Escalade has become very popular with the market especially to those people who has the knack of personalizing vehicles for its wealthy customers. The most popular customizations done to this vehicle is adding in larger wheels, increasing engine performance, and customizing the paint color and job. And because of its popularity has a luxury vehicle and as a vehicle that the rich would like to have, it has also gained reputation among car thieves as something worth taking the risk.

Taking a look at the Cadillac Escalade, it seems to be one big specially gift-wrapped package. It is a whole package of sophistication and luxurious features. This sport utility vehicle has great seats that not only has adjustable lumbar support but also another adjustable that nicely squeezes its occupant at the sides. Talk about hugging a person. The Escalade’s 10 way power driver’s eat comes with a memory feature. The buttons for the seat heaters are conveniently mounted for easy reach and use. Roominess is given in abundance. There also is a big center console that serves as a front armrest, and it also opens in a couple of different ways to reveal storage areas. There are also chrome trim highlights in the steering wheel, speaker covers and gauge cluster. A power outlet found inside the center console of this sport utility vehicle is very useful for plugging in and storing cellular phones and other accessories. The instruments look stylish yet retro high technology overall.

Accessories and options for the Cadillac Escalade sport utility vehicle include a power tonneau cover, a DVD rear seat entertainment system, a chrome fuel doors, a carbon fiber under the hood appearance kit, door sill plates, a hitch mounted bike and ski carrier, chrome mirror covers, a performance exhaust system, a bed extender, hard cargo carriers, premium floor mats, all season floor mats, as well as a vehicle cover.

Auto Parts Deal provides Cadillac owners, followers, and enthusiasts with a complete top of the line Cadillac parts, performance parts, and custom automobile parts.

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As a manager of one of the largest auto store in Springfield, Massachussets, Sarah has extensive expertise on auto parts and automotives in general. This 42 year old is a certified car enthusiast.

Infomercials changed the way advertisers sell things on television. Previously, product manufacturers merely presented their wares on TV in the most attractive manner they could come up with. They planted ideas, sought to change habits or to create them where none existed. They expanded market share subtly with one common unifying factor - you watched the commercial and if you liked what you saw you went to the store or the showroom and bought it. From now on television would be different. Infomercials and direct response marketing was born. Now if you liked what you saw, thought it was just the right product, idea or concept for you, you picked up the phone, called the number on your screen and ordered what you wanted direct from the manufacturer.

It’s hard to imagine in today’s internet world with overnight deliveries and instantly downloads, but for the very first time you could order something off your TV set without even getting up from your favorite chair. It was unbelievable, magical, and very successful. Almost overnight phone banks sprang up all over the country as the call volume, once numbering in the thousands, surged into the millions. Like Internet domain names today, 800 numbers became a vanity item - the most popular ones disappearing as fast as they became available. Previously only used in magazine advertisements or mail order brochures, the phone business became a very big business with the success of infomercials.

To begin with, infomercials and direct response TV selling give a manufacturer an immediate tool to measure whether or not his product, his pricing and even his approach is working. Previously, manufacturers had to create their product, get it into stores where it would be available for purchase on a nationwide basis and then and only then, launch a costly nationwide advertising campaign on popular TV shows. After that, they would wait a minimum of 90 days, sending out squads of sales personnel or making hundreds of phone calls to find out if their product was selling. If it wasn’t it was back to the drawing board to try to figure out what went wrong and then perhaps try it again maybe next year.

With infomercials and direct response, there was now a way to measure the success or failure of any project in a matter of hours and at a fraction of the cost. If a manufacturer had his own phone bank, he could conceivably sit there after his infomercials were airing around the country and literally count the orders coming in. And almost immediately, he would have an idea if his project was working. This leveled the playing field for new product launches and led to the creation of hundreds of new products each and every year launched and tested as infomercials before ever hitting a retail outlet.

Infomercials Info provides detailed information on exercise, weight loss, real estate, and make up infomercials and direct response (DRTV). Infomercials Info is affiliated with Business Plans by Growthink.

Buying a home is usually a stressful experience. So much rides on a new home because this is where you relax, have fun, sleep, eat; in short, it’s the place central to your life. Not only that, but homes usually cost a whole lot of money and represent our single largest investment. Most homebuyers can usually find the objective requirements of house hunting, such as location, size, and price. But, there are also intangible factors when searching for a new home, but most people don’t know what to look for.

Helping you find the flaws
This is where feng shui comes in. Using feng shui, you’ll be able to spot the problems -or the potential — in a house that exist outside of the objective requirements of number of bedrooms, amount of storage, etc. These are features that you might not notice, and a realtor will seldom, if ever, point out to you. But, with this checklist, you can at least feel more confident about your decision to go with a particular property.

Look at the space with “feng shui eyes”
When you are looking at a house - or any space for that matter - and considering whether to buy it, it helps to look at it with “feng shui eyes.” You will want to do this once you have considered all the other objective aspects of the house, such as square footage, number of bedrooms and bathrooms, living areas, location, price, etc.

The next step is to run down a checklist of the subjective feng shui considerations that will help you make a feng shui assessment. Even if you aren’t house hunting, this list can give you some important information that might be very revealing about the house you are already in!

The list below provides some of the more serious feng shui problems.

Exterior
Street: Is house at the end of a cul-de-sac, dead end or T-junction?
Topography. Is the lot sloped away at the back? Avoid yards that slope down toward the rear. Select home with a rise at the rear. Is house below street grade? This will make for a constant “uphill” struggle while you live here.
Landscape. Is there a tree or pole directly in front of the front door? Dead trees or shrubs? Dead lawn?
Garage. Is it ahead of the house or front door?
Neighbors. Is this house smaller than houses on either side? Do neighbors’ houses have sharp angles pointing at this house or appear to overpower or dominate the house?
Views & proximity. Can you see or is it close to church, temple or other house of worship? Can you see or is it close to funeral home, cemetery, hospital, police station, sewage treatment, abandoned building or run-down house?
Water. Is water, lake, river, ocean at the back of house or too close to front?
Lot. Regular or irregular-shaped? House sits too close to the front of lot? Does backyard fall away from the rear of the house?
Paths. Driveway ends at house instead of garage? Walkways end straight at door?

Interior
House style. Split, bi-level, or center hall colonial?
Front. Front door lines up with back door? Does front door face stairway?
Structure. Overhead or exposed beams? Ceilings too high or are they low and slanted? Skylights over sleeping areas or kitchen? Foundation cracks or problems? Serious plumbing or electrical problems?
Entrance. Do you see toilet/bathroom door from the entrance? See the kitchen/stove from the front door? See the dining room from the front door? See the bedroom from front door?
Toilets. Located in NW, SW, center, or corners of the house? Bedroom, dining area or kitchen located under or over toilet?
Staircases. Spiral staircase? Staircase stops at front door? Split or scissor-style staircase?
Hallways. Too long? Divide the house into two sections? Too dark?
Bedrooms. Over garage? Over bathroom or laundry? Have empty space below, i.e., patio area? Is master bedroom too close to the front door?
Fireplace. In the NW portion of the house? Is it in the Southeast (wealth) sector?
Major locations. Problems with or missing sections in Northwest (man), Southwest (woman), North (career), or Southeast (wealth)? Bathroom, laundry, kitchen in center of house?
Odor. Smells musty, smoky, putrid?

Enlist a professional
Still not perfectly confident? Well, a home is a major purchase and we must always consider that important point. Most people take a used car to their mechanic before buying it and its purchase isn’t as important as a house. So, if you’re still confused or just want to proceed with the sale in confidence, why not talk to a feng shui specialist about looking about the prospective house?

A professional feng shui consultant should be able to tell you what you can expect from this location, such as good financial or business opportunities. Or, maybe you’ll find out that buying this house means your health will suffer, you’ll discover an afflicted portion of the house, such as a toilet in the SW sector that can hurt your marriage. Give serious consideration to hiring a professional.

Fortunately, most problems have a feng shui fix
It’s important to know that every house has “feng shui flaws” and that no house is perfect. However, you should be aware of what you are buying so that you are knowledgeable about what kinds of problems might be associated with the house. The good news? Most feng shui flaws can be corrected.

Kathryn Weber is a certified master practitioner in classical feng shui and the publisher of The Red Lotus Letter a weekly feng shui E-Zine. She has been featured and quoted by publications and websites, including Seventeen Magazine, First for Women, Martial Arts Professional, the Indy Star Newspaper, Self-growth.com, and Transformations.com. Log on to www.redlotusletter.com to subscribe or to contact her about a personal consultation, speaking engagement, or workshop.

Play your favorite bet pick sports game anytime. Visit this top casino site.

Bind together man’s main quests and you have got is a craze generally called a sportsbook wagering web location. So what could believably be more imaginative? See a crowd of fans cheering over any preferred local club, and incessantly wagers are certain to be calculated in parallel to the bluster. Because they want to catch more of the exhilaration, bystanders will normally try to presage who is the likeliest to prevail in the impending challennge. Put together, all of this develops into a friendly little challennge named sportsbook wagering web location.

In order to bet, you will want to look up a sportsbook wagering web location, i.e. a place that tenders sportsbook wagering web location. In the USA, there are four states to do sports gambling officially, but inofficially you can go for it wherever assuming that you can locate a bookie AND you happen to be a legal adult. Included sports competitions you have a choice of betting on are professional and, as well, college class football as well as college basketball, pro hockey, pro hockey, and, as well, wagers on both horse and dog racing. You’ll be able to wager on the total result of a game or fight, on what round a given contester will be vanquished, and even whether a coin toss in a game or fight comes down heads or tails.

There are normally a lot of different forms of antes, the straight being the most typical in sports gambling.

So why not run a test or two and have lots of fun while you’re at it? Just make sure that you won’t get unduly carried away and throw away your entire retirement pension on a boutade! Else, you will most likely find yourself distressful all your life!

The concept of the invisible ether or ‘aether’ is an old concept dating to the time of the ancient Greeks. They considered the ether as that medium which permeated all of the universe and even believed the ether to be another element. Along with Earth, Wind, Fire and Water Aristotle proposed that the ether should be treated as the fifth element or quintessence; this term which literally means ‘fifth element’ has even survived down to the present day to explain an exotic form of ‘dark energy’ which is crucial in some cosmological models. These ideas spread throughout the world until the advent of a new springtime in scientific thought. The first person in the modern era to conceive of the idea of an underlying ether to support the movement of light waves was seventeenth century dutch scientist Christiaan Huygens.

Many others followed in expressing their opinions on the ether concept. Whilst Isaac Newton disagreed with Huygens wave theory he also wrote about the ‘aethereal medium’ although he expressed his consternation in not knowing what the aether was. Newton later renounced the ether theory because in his mind the infinite stationary ether would interrupt the motions of the enormous masses (the stars and planets) as they moved in space. This rejection was reinforced by some other problematical wave properties which were not explicable at the time; most notably, the production of a double image when light passes through certain translucent materials. This property of matter known as ‘birefringence’ was an important hurdle to be overcome for a proper understanding of the wave nature of light.

Some time later (1720) whilst working on other astronomical issues related to light and the cosmos, English scientist James Bradley made observations in hopes of quantifying a parallax. This effect is an apparent motion of foreground objects in comparison to those in the background. Whilst he was unable to discern this parallax effect he happened to reveal another effect which is prevalent in cosmological observations; this other effect is known as stellar aberration. Bradley was able to easily describe this aberration in terms of Newton’s particle theory of light. However, to do so in light of the wave or undulatory theory was difficult at best since to do so would have required a ‘motionless’ medium; the static nature of this ether concept was of course the property which had originally caused Newton’s denial of the idea.

But Newton’s acolytes would find themselves in a difficult position when it was shown that birefringence could be explained through another interpretation of the nature of light. If light was treated as being in a side to side action or ‘transverse motion’ then birefringence could be attributed to a light wave rather than the particle or corpuscular theory of Newton. This along with the detection of an interference effect for light by Thomas Young in 1801 renewed the ascendancy of the wave theory of light. These findings however carried with them all of the preconceived notions prevalent in the scientific mind. Since it was assumed that waves like water and sound waves required a medium of propagation, it was similarly assumed that light still needed a medium or ether for its waves to be transmitted across the universe.

However, further problems would afflict the ether theory. Because of the unique properties of a transverse wave it became apparent that this hypothetical explanation required the ether to be a solid. In response, Cauchy, Green and Stokes contributed theoretical and mathematical observations to an ‘entrainment’ hypothesis which later came to be known as the ‘ether drag’ concept. But nothing would give more impetus to these ideas than when James Clerk Maxwell’s equations (1870s) required the constancy of the speed of light (c). When the implications of Maxwell’s equations are worked out by physicists, it was understood that as a result of the need for a constant speed of light only one reference frame could meet this requirement under the teachings of Galilean Newtonian relativity. Therefore, scientists expected that there existed a unique absolute reference frame which would comply with this need; as a result, the ether would again be stationary.

As a consequence, by the late nineteenth century the aether was assumed to be an immovable rigid medium. However, earlier previous theories existed as to the nature of the aether. One of the most famous of these is known as the ‘aether drag’ hypothesis. In this concept, the aether is a special environment within which light moves. Also, this aether would be connected to all material objects and would move along with them. Measuring the speed of light in such a system would render a constant velocity for light no matter where one tested for light’s speed. This ‘aether drag’ idea originated in the aftermath of Francois Arago’s experiment which appeared to show the constancy of the speed of light. Arago believed that refractive indexes would change when measured at different times of the day or year as a result of stellar and earthly motion. In spite of his efforts, he did not notice any change in the refractive indexes so measured.

Many other experiments would follow; these were performed in order to find evidence of the aether in its many different abstractions. However the most important of these was conducted by american scientists Michelson and Morley. Their experiment considered another alleged effect of a different aether theory which came to be known as the aether wind. Since the aether permeated the entire universe, the earth would move within the ether as it spun on its axis and moved within the solar system about the sun. This movement of the earth with respect to the aether gave rise rise to the idea that it would be possible to detect an ‘ether wind’ which would be sensed because of the aforementioned movement. Thus, their experiment was essentially an attempt to detect the so-called ether wind. This mysterious zephyr would be nearly impossible to detect because the aether only infinitesimally affected the surrounding material world. Michelson first experimented in 1881 with a primitive version of his interferometer; a mechanism designed to measure the wave like properties of light. He would follow this by combining forces with Morley in the most famous ‘null’ experiment of physics.

In this investigation, Michelson utilized an improved version of his interferometer device. Michelson’s apparatus would help him win the Nobel prize for his optical precision instruments and the investigations carried out with them. His most important study being what became known as the Michelson Morley experiment of 1887. Michelson and Morley used a beam splitter made of a partially transparent mirror and two other mirrors arranged horizontally and vertically from a light source. When a beam of light traveled from a source of coherent light to the half-silvered mirror (the semitransparent mirror) it is transmitted to either of the horizontal or vertical mirrors. When the light returned to the eyepiece of an observer the separately returning light waves would combine destructively or constructively. This phenomenon is known as the interference effect for light. It was hoped that a shifting of the interference fringes from that which was normally predicted would be able to ascertain the existence of the aether wind.

To detect this effect, the Michelson interferometer was prepared in such a manner as to minimize any and all extraneous sources of experimental error. It was located in a lower level of a stone edifice to eliminate heat and oscillatory effects which might comprise the experimental results. Additionally, the interferometer was mounted atop a marble slab that was floated in a basin of mercury. This was so that the apparatus could be moved through a variety of positions with respect to the invisible ether. But despite their many preparations the experiment did not yield the expected fringe patterns. Thus, Michelson and Morley concluded that there was no evidence for the existence of the ether. Others would replicate the experiment in different incarnations which modified the premise of the experiment. Each and every one returning a similar negative result. Modern theorists have taken these results and those of many other experiments as being indicative of the non-existence of the aether. However, even the negative result of Michelson Morley has come in to question as far back as 1933.

In that year, Dayton Miller demonstrated the fact that even though the duo’s experiment had not specifically found the expected range of interference patterns, they had found an interesting little noticed effect. Miller then went on to suggest that Michelson Morley had found an experimental sine wave like set of data that correlated well with the predicted pattern of data. He also described how thermal and directional assumptions inherent in the experimental arrangement may have impacted badly on the fringe interference data. Thus, the test may have been performed in an imperfectly conceived experimental setup and with a built in mathematical bias against the detection of an appropriate outcome. Thus, in the future the aether theory in some form or another may still be sustainable as a foundational theory of physics.

Perhaps it is best to leave with these ideas as expressed in 1920 by Einstein who stated that he believed the ether theory to still be relevant to his ideas on space and time:

“More careful reflection teaches us, however, that the special theory of relativity does not compel us to deny ether. We may assume the existence of an ether”

he continued:

“Recapitulating, we may say that according to the general theory of relativity space is endowed with physical qualities; in this sense, therefore, there exists an ether”

and finally:

“According to the general theory of relativity space without ether is unthinkable; for in such space there not only would be no propagation of light, but also no possibility of existence for standards of space and time (measuring-rods and clocks), nor therefore any space-time intervals in the physical sense. But this ether may not be thought of as endowed with the quality characteristic of ponderable media, as consisting of parts which may be tracked through time. The idea of motion may not be applied to it.”

Michael Strauss is an engineer and author of Requiem for Relativity the Collapse of Special Relativity, a serious critique on the fallacies of Special Relativity. To contact the author visit: www.relativitycollapse.net or www.relativitycollapse.com

Everyone would like to find a way to make a lot of money without doing a lot of work. Getting rich quickly seems to be the American dream. And if you watch a lot of late night television, you might think that you have found the ticket to fast riches by investing in foreclosed homes. There are advertisements that offer to tell you the “secrets” of buying distressed property with no money down and five figure profits in as little as 48 hours. Other advertisements state that foreclosed houses are available “in your area” at rock-bottom prices or that some troubled owners are “desperate to sell.” Can this be true? Is there easy money to be made buying and selling foreclosed property?

Home foreclosure is the process by which a home is taken from a buyer by someone with a lien against the property. Most of the time, the lender initiates this when the buyer has not made payments on the mortgage for an extended period. Lenders are not really interested in taking back houses; they would much rather have cash. As a result, foreclosed houses are usually sold at auction in so that the lender might recoup their investment.

Due to rising interest rates and rising house prices, many people have found themselves with mortgages that they cannot afford. But are people really letting houses go at auction for pennies on the dollar? Can you buy a foreclosed home today and sell it next week for a huge profit?

The truth is quite a bit less exciting then the advertising would suggest. Here are some reasons why buying and selling foreclosed property isn’t all it is made out to be:

The idea of making a fortune buying and selling foreclosed property is lucrative for those people who market books about the topic. For everyone else, it’s an expensive, risky, time consuming job. If you are looking for a quick dollar, you won’t find it in foreclosed property.

©Copyright 2006 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including HomeEquityHelp.net, a site devoted to information regarding mortgages and home equity loans.

At least with me once I found out who my biological parents were it became more difficult before it got easier. Still to this day it was the right decision on my part and my adopted parents.

What made it more challenging was that my biological mother and adopted mother are sisters. For twelve years my mother who I thought was my aunt, and my adopted mother played opposite rolls. What was even weirder was my four cousins were really my half brothers and sisters. Am I still glad? Yes. Did I have a right to know this? You bet. Was it easy for everyone involved? No way!

From the beginning of my life; my biological mother and siblings and adopted parents for that matter new there would come a day I would want to know. They also new that I had every right to know. They just did not know how or when. What terrified them even more was, not knowing what my reaction would be.

This is a key concern of parents today day. What will my child do? Will they leave or stay? Will they love us still? All kinds of emotions can and will go through the minds. Are they still glad they told me? Yes they are. You see, a house can not be built without its foundation. No matter how hard it may be to get out of the ground, it must be built. Until I found my foundation, my house with my adopted parents could not be built.

Parents, your decision is not all about you.

Did I develop a relationship with my siblings? Yes I did. Did I have one with my biological mother? Yes!

Seventeen years later I found my real father with the help of my adopted mother!

Greg Ryan is a high profile fitness expert and best selling author eight books. His latest; Fitting In - My story on adoption, steroids and life. And Choices; Do adopted children have the right to know? For more information on speaking, seminars or workshops email at greg@resolutions.bz

Great 21st birthday unique gift ideas represent credit of an achieved goal in life. Not only cultural but communal as well. 21st birthday is a highlight birthday celebrated extensively in the New Millennium, and is considered to be one of the most important times in a person’s life. Eighteen is legal by law but 21 is considered a legal adult. Searching for a 21st birthday present is easy when you know where to look. A life truth.

The gift presented on this day is a symbol of love, and conveys your good wishes and blessings for a bright future of the 21 year old. Goodies should be in accordance with the desires and nature of the birthday girl or boy. Following are some gift ideas for the 21st birthday:

Gold Timepiece

If your budget OK’s, you can gift the birthday chico or chica a gold watch with his or her name and date of birth carved on it.

Silver Jewelry

You can get him or her tickets to their first silver jewelry magic concert. It is a great gift idea, unpretentious and more available than anything its equal.

A Sports Present Carnival

21st birthday calls for celebration and nothing can be more exciting than a sport presents birthday party. Most households are multiple opportunities for sports gift joy.

Video Collections and Electronic Gadgets

The 21st birthday marks the introduction of formative years and a phase of great life duties. Therefore, the gift item to be had on this day should be special. You can use your vision to give made to order or motivating presents as well.

Carnival of life is great to celebrated and wise to do so. To be savored, life is. It is and will always be a time of reflection of what was and a instinct into what will be. The receiving family member will think fondly on the one that gives such 21st birthday present ideas. Find 21st birthday presents by clicking here.

“It’s That Easy”, Says Snapper Models

The snapper mower models are available from Snapper Inc. These models come in Walk behind, rear engine rider, zero turn mowers, lawn & garden tractors, rear tine tillers and the like. Snapper Inc. also have the utility vehicle and the golf carts. Here we will consider only the walk behind and the riders models and get the details of one or two models and review them in detail

Walk behind models: These models come in easy speed and easy line series. The easy speed models incorporate the disc wheel drive that connects the engine power directly to the wheels so easy movement of the wheels. It is like 4-wheel drive for the lawn mower and the operation is very smooth. There are no clutches and the lawn mower purrs into action as soon as you start it.

The high wheel model comes with raised rear wheel of 12-inch diameter and 8 inch front wheels that are swiveled for easy action. Easy action seems to be the watchword in all the models of easy line series.

There is another model with a rear discharge bag so that you know the amount of grass you have cut and you can stop after you fill up the bag in front of you. The bagging is done by hi-vac system, so all the cut grass is sucked and bagged.

The mulching blower model incorporates patented Ninja Mulching system. The model churns out the cut grass by cutting and re-cutting into fine mulch that is then fed to the ground. The grass just disappears after being cut. The effect is good for grass growth.

Snapper rider mowers: Snapper has the rear engine drive invented by the engineers of Snapper Inc. The models are available in three-in-one discharge models so that you can bag, mulch or side discharge as per the choice selected by the driver. You can select the operation depending on your wish or the condition of the greens.

The snapper riding models incorporate some unique features so that the drive through the grass is smooth and without any problem. The features are,

• You can have a variety of Kohler or Briggs & Stratton engines according to your requirement and easy operation of the lawn mower.
• It has a firm frame that can follow the contours of ground as the frame is pivoted at one end and free at the other end.
• It features disc drive transmission that is sealed and 4+1 speed gearbox. It has synchromesh transmission on all gears so that you can change the sped as you go.
• The response from the steering is quick and the small turning radius gives the driver extreme maneuverability so that even the tight spaces are well covered while cutting the lawn.
• The rear engine models have 16 inch tires that are friendly on the turf
• If you wish to service the engine or the transmission, the machines have a unique feature of Stand-on-end so that maintenance becomes easy
• The sizes of the width are 28 to 42 inches

You can use the Snapper with easy and that is why the company says, “It’s that easy”

Andrew Caxton contributes adding reviews and special articles regularly to http://www.lawn-mowers-and-garden-tractors.com . A gardening website that carries interesting readings on lawn equipment and lawn mower parts, including different manufacturers such as snapper or John Deere.

Many in America are worried about false and degrading information on their credit reports. In fact the problem is so bad that it is said to be that one in three Americans have bogus information on their credit report. The Federal Trade Commission has been put in charge of enforcing the FACT Act or Fair and Accurate Credit Transactions (FACT) Act. In their request for their FY 2007 Budget the FTC stated that:

“The FTC continued to implement and use, the Fair and Accurate Credit Transactions (FACT) Act to further address the problem of identify theft. Consumers nationwide now are able to request a free annual credit report. In November 2004, the FTC issued its final rule regarding the proper disposal of consumer report information and records, the final summary of rights for identity theft, the final summary of general consumer rights, and revised furnisher and user notices.”

Yet if you read this carefully they did little if anything to help consumers, instead passed off their obligations to corporate credit reporting companies in my opinion of which there are only four. The FTC then used this as a reason to request more funds from Congress in FY 2005, yet they embellish their actual involvement and protection to the consumer.

“In December 2004, the FTC issued a report to Congress on credit report accuracy and completeness.”

So what they made a report? Big deal how does this help the consumer who is paying the bill with US Taxpayers monies? But they go on to state:

“In January 2005, the FTC issued the final regulation to improve required notices in prescreened offers for credit or insurance. And, in June 2005, a new rule required businesses and individuals to take appropriate measures to dispose of sensitive information derived from consumer reports. The FTC also continued to work on the numerous additional rules and reports mandated by the Act.”

So here we are in 2006 and so far all the FTC has done is hold hearings, written two reports and states they need more money to continue to work on it? What on Earth are we saying here? That the FTC once it gets something to do, whether or not it does it or not, it still requires more taxpayers money? What on Earth for? Close that agency; they are wasting our money in my opinion. Consider this in 2006.

“Lance Winslow” - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; http://www.WorldThinkTank.net/wttbbs/